I receive many phone calls concerning my clients who are trying to get on Social Security Disability. The problem is that they will not get Social Security Disability benefits until three years after the initial application. This creates a great deal of pressure and many times people move to bankruptcy to keep the creditors off until they obtain Social Security Disability benefits.

The Federal Law states that Social Security Disability benefits are exempt from levy. This means that they are not subject to garnishment or assignment by the trustee of the bankruptcy court. Some states have indicated that Social Security Disability payments may be paid to creditors but if they are mixed with other funds.

An example of this would be depositing your Social Security Disability check in with a general account that you pay your bills out of at home. I suggest that you create a separate account to receive your Social Security Disability income and that will prevent them from garnishing or taking it.

The main thing is that this should be done correctly. If you need help applying for Social Security Disability, please call me at 407-315-2182 or contact me through this website.


Frank M. Eidson P.A. has been tirelessly representing the rights of Central Florida victims since 1989.

$4.2 Million

Auto Accident

$2.3 Million

Workers Comp Case

$5.65 Million

Auto Accident

Free, No Obligation Case Review.

Fill out our contact form below for your free, no obligation case review.

  • This field is for validation purposes and should be left unchanged.

Help provide wounded servicemen and women with therapeutic outdoor adventures. Like our Facebook page and we'll contribute $1 to Wounded Warriors Outdoors.

Contact Our Orlando Attorney

If you have been injured in an accident, turn to Frank M. Eidson P.A. Whether your case is a simple collision or a complicated auto wrongful death case, contact personal injury lawyer Frank Eidson today to schedule your free consultation.